According to the official website, AutoLoanZoom is a marketing platform that helps people to find auto loans easier by allowing them to compare multiple offers. This company is not a lender and not a broker and simply collects your information and presents you with the auto loan lenders that you could be eligible for. The good news is that the eligibility requirements in the case of AutoLoanZoom are very relaxed and you can find a loan even with a prior bankruptcy or a bad credit score. Here is what you need to know about AutoLoanZoom!

AutoLoanZoom at a Glance

Editorial Score 4

Online Experience 3

The official website lacks a lot of otherwise important information on the loans and lenders it works with.

Loan Types 3.5

The only platform helps you find auto loans but it doesn’t specify if they’re for new or used cars.

Eligibility 5

Its eligibility requirements are very relaxed as even people with prior bankruptcies and bad credit scores can check available offers.

Client Support 4.5

You can contact AutoLoanZoom via phone or through a Contact Us form.

Repayment Flexibility 4

There is no info on the repayment flexibility for the loans which means that this detail will depend only on your chosen lender.

Who is it suitable for?

AutoLoanZoom is a suitable online platform for those people who do not have great recommendations for an auto loan. By this, we refer to a good credit score or other financial issues that might prevent them from obtaining a good rate from other companies. With this one, you are eligible to find an offer even with a bad credit score or a past bankruptcy. AutoLoanZoom is also good for those who wish to have a way to compare multiple auto loan offers in one place without wasting any time looking for them themselves. Last but not least, you are suitable for this platform if you are a permanent resident or citizen of the United States, are over 18 years old, and have a steady income.

Features

AutoLoanZoom is not a fancy auto loan platform and what you see is what you get. Its most important feature is the possibility to find auto loan offers that are good for you from multiple lenders in your area without having to manually look for them and make comparisons. You can obtain some valuable info by simply filling out a form on the website with the necessary details. AutoLoanZoom is also available in all 50 states, can be contacted via phone or a contact form, and is a perfect choice if you have a bad credit score or past financial problems.

Application Process

What AutoLoanZoom offers is not an application process in the basic sense because by giving them your details you do not apply for an auto loan. Here is what you should do if you want to receive auto loan offers:

·        Access the official website and read all the necessary information;

·        Start filling out the form with the required details to find your loan;

·        You will need to disclose your name, address, Social Security number, and phone number;

·        You will also need to give financial details and whether or not you’ve filed for bankruptcy in the past few years;

·        Details about your employment status, income, and housing payments will also be necessary;

·        Submit the form and wait for it to be processed;

·        You will receive a list of auto loan offers and lenders and you can then decide whether or not you want to move forward and apply for any of them.

Loan Types and Terms

AutoLoanZoom does not offer any type of loan because it is not a direct lender and not an online marketplace either. The company advertises itself as a marketing agency which makes it easier for people to find the perfect auto loan for them by entering some relevant information. From what the website says, you can only receive auto loan offers from the lenders that AutoLoanZoom has in its portfolio and which are not specifically named. Of course, you will see who they are once you get the list of offers. We are not sure whether these auto loans are for both new and used vehicles so you will have to find that out yourself.

As for the repayment terms, rates, loan amounts, and all other details, they all depend on the individual lenders from which you will receive offers. AutoLoanZoom does not offer loans itself so it cannot establish any of these details or impose anything on you.

How Safe Is It?

AutoLoanZoom is as safe as it can be considering that it doesn’t offer auto loans itself. The official website has a few sections dedicated to data security and assures visitors that their information will not be sold to potentially-harmful players. Unfortunately, this company does not have a very prominent online presence and we couldn’t find any ratings or scores for its services.

Help & Support

AutoLoanZoom can be contacted via a form that anyone can complete on the website. You can also get in touch with the company via phone by calling +1 720-805-0926 Monday to Friday from 9 AM to 11 PM EST and on Saturday from 9 Am to 9 PM EST.

Summary

In conclusion, AutoLoanZoom is simply a platform that helps people find good auto loan options for them and saves them a lot of time. It doesn’t provide any loans itself which is why it lacks a lot of auto loan details. It is available in all 50 states which means that anyone can try it and see whether or not they can find a good auto loan offer through this platform.

Physical Address

40 E Main St #638, Newark, DE 19711